Straight answers.

Once your registration is verified and your first payment is made, the cashback tied to your package is sent by Interac e-Transfer within 24 h.

By Interac e-Transfer, straight into the bank account you provided at registration. No cheque, no postal delay.

$300 to $1,500 depending on the package: Bronze $300, Silver $500, Gold $750, Platinum $1,000, Diamond $1,250, Elite $1,500.

No. There is no credit check and nothing is recorded on your credit file. We only verify your banking details to confirm eligibility.

Any Canadian resident 18 or older with an active bank account and income by direct deposit who can make the payments of their package.

Your identity and your banking profile: regular income, stability, and everyday expenses. Verification only confirms eligibility and never asks for your banking password.

No. Mr Credit does not extend credit: the package is a subscription to financial education content, with a cashback reward tied to the package.

Access to the member portal: guides, learning modules, worksheets, and progress tracking, plus the cashback tied to your package.

Every two weeks, in a fixed number set by the package, plus tax. The exact amount is shown before you confirm and does not change along the way.

Yes, at any time. The full cashback, however, depends on completing every payment scheduled in your package.

No. You choose your package and you are billed at the frequency and amounts tied to it, plus tax. As long as you respect the terms of your commitment, there are no other fees.

Yes. Your information travels over an encrypted connection and is protected under Quebec Law 25. We do not sell, trade or rent your personal information, and we never ask for your banking password.

Yes. No appointment, no paperwork, no mandatory call. You can register from a phone in a few minutes.